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While it is generally still possible to obtain terrorism insurance coverage in the market, the high cost of such coverage in some countries has driven many hotels to reluctantly raise their risk tolerance level and forego such insurance coverage. New attacks make many employee handbooks obsolete. Unions involved in the hospitality industry, such as the Hotel Employees and Restaurant Employees ("HERE"), are currently waging a massive campaign challenging certain work rules typically set forth in hotel employer handbooks san francisco hotels. These attacks claim that the work rules in question unduly interfere with employees' rights to organize and engage in legally protected union activity. The National Labor Relations Board or NLRB also confirms a corresponding significant increase in the filing of unfair labor practice charges against hospitality industry employers on these same work rule issues and employee handbooks san francisco hotels. Rules against buttons, flyer distribution and solicitation. In the past, unions have successfully overturned work rules inhibiting union activity, such as rules prohibiting employees from wearing union buttons on their uniforms or other work clothing and rules broadly banning employee distribution of literature and solicitation san francisco hotels. The current trend, however, is far broader than the traditional challenge to such work rules. For example, relying on prior NLRB precedent, unions are alleging that work rules are unlawful which prohibit employees from making "false, vicious, profane or malicious statements" regarding other employees, guests or the hotel itself. .